thomas gottstein religion

Meissner didnt respond to requests for comment from Reuters. [3] Am 7. ClickJobs.io Ashburn, VA12 hours agoBe among the first 25 applicantsSee who ClickJobs.io has hired for this role. Along with abandoning the banks hierarchal style of communication for a more informal set-up (more on which shortly), Gottstein cut an entire layer of management. Pressure has been mounting on Gottstein for months over major scandals and losses racked up during his two-year tenure that have hammered shares and angered investors. In recent times, interested individuals might have seen his name in the news because of his controversial plan that involves cutting 12,000 jobs as well as other, Read More 10 Things You Didnt Know about Alex CruzContinue, Greg Mondre is the CEO of Silver Lake, a New York-based private equity group. Antonio Horta-Osorio who takes over as chairman of Credit Suisse later this year must have been watching recent events with increasing alarm. This company is one of the first businesses to provide an enterprise privacy management platform for companies. But just in case you need to learn more, Read More 10 Things You Didnt Know about Austin RussellContinue. Thomas currently holds an associate degree. There is a chance that the phone number (847) 740-9743 is shared by Roxanna Louise Collins, John C Gach, Claudia Gutierrez. with Gottstein commenting via the Financial Times, How Maralee Nichols Achieved a Net Worth of $2 Million, How Simone Biles Achieved a Net Worth of $16 Million, How John Madden Achieved a Net Worth of $200 Million. Why is Thomas Gottstein stepping down as CEO of Credit Suisse? Thomas can also go by the name of Mr Thomas A Gottstein, Mr Tom Gottstein, Mr Thoma Gottstein. Everyone was very formal with one another. This address is also associated with the name of Robert E Cole, Christi M Gottstein, and six other individuals. Currently, Lee is practicing the smidgen of Chinese that he picked up while visiting the Chinese mainland in hopes of someday being able to read certain historical texts in their original language. The phone number (941) 484-4720 is also used by William Gottstein, William J Gottstein, The person you are searching for may be listed under a different name. Credit Suisse chairman Axel Lehmann said the goal is to become a stronger, simpler and more efficient Group with more sustainable returns.. He holds a Degree in Business Administration and Economics in 1989 and a Ph.D. in Finance and Accounting from the University of Zurich. He has held several roles during his over 20-year tenure in the bank. He currently serves as the Chief Investment Officer of the hedge fund that he established. Hes been with Credit Suisse for 20 years, 3. Got a confidential news tip? Other internal candidates that were rumored to be in contention for the top job include Francesco De Ferrari, head of Credit Suisse's global wealth business, and Christian Meissner, the CEO of the investment bank and CEO of the Americas region, the people that spoke to Insider said. Thomas Gottstein is the Chief Executive Officer of Credit Suisse. The bank also took a hit last year when its funds were heavily exposed to Greensill Capital, the supply-chain finance lender which went bankrupt last April. [1][2] He earned a degree in business administration and economics in 1989, and a PhD in finance and accounting in 1995, both from the University of Zurich. An economic crisis sparked by a worldwide pandemic just weeks later has lent him - and the battered Swiss bank - a very different profile. This address also has Mary A Gottstein and Michael J Gottstein associated with it. He dismissed as rumors and speculations talk that Gottstein could be on his way out. Gottstein was also asked whether he felt heavy emitters and extractive industries should be paying a higher cost of capital, and if he saw Credit Suisse as having a role when it came to enforcing . Percent Ashburn Washington-Arlington-Alexandria Metro Virginia State Percent Religious Baptist Episcipalian Catholic Lutheran Methodist Pentecostal Presbyterian Church of Jesus Christ Other Christian Judaism Eastern Islam 0 10 20 30 40 50. Unbeknownst to them, a wind was blowing in from China, a wind that would deal a devasting blow to the worlds health and wealth. 2023 NYP Holdings, Inc. All Rights Reserved, Credit Suisse eyes reviving investment banking brand First Boston: report, Scandal-plagued Credit Suisse weighs cutting 5,000 jobs, Goldman Sachs, JPMorgan snag talent from struggling Swiss bank: report, For wealthy New Yorkers, inflation protection is in the bag, losses racked up during his two-year tenure. A spokesperson for Credit Suisse declined to comment. Thomass age is fifty-five. 1999 wechselte er zur Credit Suisse ins Investmentbanking. The coronavirus crisis actually helped to strengthen those historic or traditional functions of banks, which is to provide liquidity and credit lending to corporates and individuals, hes claimed. In a dual listing in London and Hong Kong, the company was valued at around $US60 billion, making it one of the biggest flotations ever seen in London and a major coop for Gottstein and the 8 other bankers involved in the deal. Austin Russell is the founder of Luminar Technologies. Thomas is a resident of 931 Murrow Crt, Lawrence, KS 66049-2633. Accordingly, Lehmann expressed, I fully support him because hes great, in a meeting with CNBC television at the World Economic Forums important annual meeting in Davos, excusing it as a talk of reports and hypotheses that Gottstein might to be out. Individually, the losses caused by the bank's dealings with Greensill and Archegos are very serious. document.getElementById("ak_js_1").setAttribute("value",(new Date()).getTime()). Various documents link the phone number (315) 637-7794 to different owners Glen Cove, Thomas Gottstein, Thomas currently holds an associate degree. Thomas Gottsteins Vater Fritz Gottstein war Inhaber der Maschinenfabrik Meteor AG. More on Credit Suisse; The reason for the declining state according to the WSJ report On Wednesday, Credit Suisse will deliver its second quarter earnings results. According to the Wall Street Journal, investors have been asking for changes in Credit Suisses high point due to the unfortunate board bet and stock slump: The banks shares are down 46% this year. The Zurich-based bank will soon report on Gottsteins takeoff after a residency in which he ran some humiliating disasters and unsuccessful quarters. UNLOCK PROFILE. He spends more time than is perhaps wise with his eyes fixed on a screen either reading history books, keeping up with international news, or playing the latest releases on the Steam platform, which serve as the subject matter for much of his writing output. The information contained herein is obtained from sources believed to be reliable, but its accuracy cannot be guaranteed. Steve Gottstein, Steven Gottstein, and two other persons are also associated with this address. His Girlfriend/boyfriends name is Not Available. Thomas is currently living at 103 Sheffield La, Fayetteville, NY 13066-2350. The entire atmosphere, the high-caliber playing field, and, of course, this fantastic golf course which is definitely the most beautiful course in the Alps. While his competing days are behind him, he still makes sure to find enough time to maintain his handicap of +0.5. The email address to contact Thomas is tgottstein@msn.com, Thomas will celebrate 59th birthday on September 1. The phone number (315) 637-3420 is also used by James P Blum, Barbara J Gottstein, The stated education level is Bachelors degree or professional degree. 1995 . In 2019, former Credit Suisse CEO Tidjane Thiam was accused by former employee Iqbal Khan of sending spies after him. Gottsteins declaration of resignation from his position has made the rounds all over the Internet. The events prompted management ousters, investigations, and a capital increase followed by further losses and fresh legal cases. (315) 637-7794 (Verizon New York, Inc), (315) 637-3420 are the numbers currently linked to Thomas. Thomas is a resident at 217 Buckingham Crt, Grayslake, IL 60030-3479. Koerner, who used to work for McKinsey, is considered a restructuring expert in Switzerland. He is the CEO of the tech company BigID. Credit Suisses leaders are being gobbled up by Wall Street banking titans Goldman Sachs, JPMorgan Chase and Morgan Stanley as the troubled Swiss bank deals with declining revenues, accusations of tax evasion and the dismissal of Russian clearances. In 2020, Gottstein expected authority, a twenty-year Credit Suisse veteran. For now, Gottstein has ruled out the possibility unless it brings serious added value. 2. Marguerite A Gottstein, Robert Gottstein, and four other persons spent some time in this place. Phone Number: (703) 728- XPSB +8 phones. Described as the 'natural successor' to the beleaguered former CEO, his appointment on 14 February 2020 was greeted with enthusiasm but very little surprise. He is on the Board of Directors at Opernhaus Zrich AG, Pension Fund of Credit Suisse Group (Switzerland), Swiss Entrepreneurs Foundation, and Credit Suisse Foundation. Koerner was previously a senior executive atCreditSuisseFinancial Services and ran the Swiss business. 2023 CNBC LLC. The . He ran UBS Asset Management from 2014 to 2019. Thomas Gottstein: Credit Suisse boss buffeted by series of crises Bank chief promised 'clean slate' but his tenure has so far been anything but low key Thomas Gottstein pledged to start. We have no more Information about his Father; we will try to collect information and update soon. Thomas's age is fifty-five. It comes as his successor, Thomas Gottstein, sets about putting his mark on the business almost six months after taking on the role. If Gottstein was pleased with his promotion to CEO, there was no doubt a small part of him that thought not before time. The banker has clocked up an impressive 2 decades with the bank, working for 13 years as a manager in the investment banking division in London, as well as several years in private banking in Zurich. RELIGIONS. Credit Suisse's share price is down roughly 47% year to date, and some senior bankers have exited the firm in the last 12 to 18 months. Thomas can also go by the name of Mr Thomas A Gottstein, Mr Tom Gottstein, Mr Thoma Gottstein. In 1999, he started his career as a Group Controller in Zurich, and later on, he went to London to become an expert for Telecoms Investment Banking and Equity Capital Markets. Shame . [5], In July 2022, Gottstein resigned from his position and was replaced by Ulrich Krner[6]. In 2021, the bank disclosed a $5.5 billion loss from the unraveling of US investment firm Archegos and the collapse of $10 billion worth of supply chain finance funds. UniCredit's market cap is currently 17.3 billion ($17.5 billion) and Credit Suisse's is 13.9 billion. To be fair, at least 14 managing directors were rehired by Credit Suisse, Insider reported in March. All Rights ReservedOfficialUSA.com is not a consumer reporting agency. Thomass current address is 441 Gaylord La, Tully, NY 13159. These are the latest signs that the top-drawer Swiss bank is not yet finished with a string of troubles in recent years. This site uses Akismet to reduce spam. In July this year, Gottstein announced that he would be implementing some changes at Credit Suisse. When Gottstein took the. We have no information about his girlfriend/boyfriend. He believes the pandemic has strengthened banks, 10. Thomas Gottstein is the Chief Executive Officer of Credit Suisse. Full results. Also, we have no idea about his brother and sister, and we dont know their names either. You can help Wikipedia by expanding it. His successor is Thomas Gottstein, a man with over 20 years of experience at Credit Suisse and a well-regarded position in the wider banking community. When Tidjanes exit was announced in February this year, all eyes immediately fell to Gottstein. [2] Danach arbeitete er fr die UBS. The strategic review is the banks second in less than a year. He has held the position since January of 2019, which is notable because he is the first Democrat in the position since Bob Miller from 1989 to 1999. In May, there was talk that UniCredit CEO Andrea Orcel could take the top job at Credit Suisse, but the people that spoke to Insider were not convinced the Swiss bank would be able to afford him. David Axenfeld, Joan Axenfeld, and six other persons are connected to this place. Dr. Gottstein was previously employed as a Chief Executive Officer by Credit Suisse (Schweiz) AG from 2016 to 2020. Sign up for free newsletters and get more CNBC delivered to your inbox. More of a true leader," this person said. Fathers name is Not Available. Gottstein was born in Zurich in 1964, and is a Swiss citizen. Likewise, the report stated that it was unthinkable to foresee Gottsteins replacement. Records show that Thomas can be contacted at (847) 345-0653 (New Cingular Wireless Pcs, LLC), (847) 548-1771 (Ameritech IllinoisNew Cingular Wireless Pcs, LLC). Thomas Gottstein was appointed Chief Executive Officer of Credit Suisse Group AG in February 2020. Back then, he took over in mid-2020 from his ancestor Tidjane Thiam, who left his post following an espionage outrage. You may opt-out by. Credit Suisse is replacing its CEO after disappointing results. We have no more information about his spouse. According to some estimates, there are roughly 4,200 religions in the world. Credit Suisse's Chief Executive Officer Thomas Gottstein could depart the bank as soon as Wednesday, when the bank releases its results for the second quarter, according to a report from the. All Rights Reserved. During his 21-year career at Credit Suisse, Mr. Gottstein has held senior roles in wealth. He has held several roles during his over 20-year tenure in the bank. Read More. He is on the Board of Directors at Opernhaus Zrich AG, Pension Fund of Credit Suisse Group (Switzerland), Swiss Entrepreneurs Foundation, and Credit Suisse Foundation. The last name Gottstein is often misspelled as Coccarelli, Agottstein, Gottstien, Gottstern, Gottsteen, Gittstein, Gettstein, Gohstein, Boonman, Goottstein, 1997-2023 OfficialUSA.comThis website is not affiliated with the United States Government or any Federal or State government agency. Thomas Patrick Gottstein (* 1964 in Zrich) ist ein Schweizer Bankmanager. He is notable because he is someone in his 20s who has nonetheless managed to become a billionaire. If you know some information, please comment below. A mammoth restructuring plan was subsequently implemented. Although the specific date of Gottsteins takeoff could not be anticipated, the statement could come as soon as this Wednesday, when the bank delivers its quarterly results. The great growth opportunities are in Asia and the emerging markets, hes said. [1], Gottstein joined Credit Suisse from UBS in 1999. Credit Suisse also announced a new comprehensive strategic review to cut costs, turn business around and return to profitability, suggesting harsh cuts to its investment bank. There is a chance that the phone number (315) 637-9643 is shared by William J Gottstein, Robert Gottstein, Marguerite F Gottstein, Education level was categorized as Graduate or Professional Degree. It marks a surprising return to single-digit millions for top Swiss bank CEOs. 2016 wurde er zum Leiter der Schweizer Division der Bank befrdert. CreditSuissebrought in Koerner in April 2021 to lead its newly separated asset management division following the collapse of the $10 billion worth of supply chain finance funds linked to insolvent financier Greensill Capital. Read the original article on Business Insider, been discussed for some months on Wall Street. Thomas Gottstein seeks to move on from a year that began with corporate spying scandal and was punctuated by legacy issues. [3][4], Gottstein represented Switzerland internationally in golf and finished tied 9th individually and 6th with his team at the 1991 European Amateur Team Championship. The only phone number to contact Thomas is (570) 233-8257 (Nextel Communications, Inc). Data is a real-time snapshot *Data is delayed at least 15 minutes. Their name are Jeffrey Gray, Basil Rodriguez, and 44 others. The birth date was listed as June 29, 1967. Hes an American businessman and entrepreneur who has earned a fortune in the financial industry. In 2015, he joined the Group Executive Board as CEO of the Swiss Universal Bank Division where he increased pre-tax income by more than 60%, from USD 1.7 billion to USD 2.8 billion over four years. Allen Lee is a Toronto-based freelance writer who studied business in school but has since turned to other pursuits. Koerner returned toCreditSuissefrom arch-rival UBS, where he most recently served as adviser to the CEO from 2019 to 2020. Er war von Februar 2020 bis Juli 2022 Vorsitzender der Geschftsleitung (Group CEO) der Credit Suisse. Wood's Ark Invest nearly liquidates Silvergate Capital position, Musk bets big on beating shareholders at 'funding secured' trial, Investor Peltz, corporate doctor, pushes Disney to take bitter pill, BYD's Shares Fall After Warren Buffett Cuts Stake in Company Again, Shares of Ant-controlled companies, Alibaba rise after Jack Ma gives up control, Arnault tightens family grip on LVMH as daughter becomes Dior CEO, Circles: Another Bayer investor wants to split up - share price rises, Credit Suisse nears deal to buy Michael Klein's advisory firm - Bloomberg News, Investor Fundsmith accuses Unilever of 'virtue signalling' and prioritising Peltz, Cucinelli tops forecast with near 30% sales jump in 2022, Factbox-Who's in and out in Credit Suisse's day of reckoning, The evolution of Credit Suisse over 166 years, Explainer-Credit Suisse in spotlight ahead of strategy shift, Credit Suisse Securities Europe Ltd (Switzerland), Pension Fund of Credit Suisse Group (Switzerland). Despite taking over during one of the worst periods for banking in generations, Gottstein has managed to weather the COVID storm to slowly begin restoring trust in the banks somewhat battered reputation. Four other persons are also associated with the name of Mr thomas Gottstein... The Swiss Business to the CEO of Credit Suisse CEO Tidjane Thiam, who left his post following an outrage! And sister, and six other individuals and more efficient Group with more sustainable... 44 others hes been with Credit Suisse ( Schweiz ) AG from 2016 to 2020 email address to thomas! ( * 1964 in Zrich ) ist ein Schweizer Bankmanager the latest signs that top-drawer... Austin RussellContinue rehired by Credit Suisse CEO Tidjane Thiam, who left his post following espionage! Gottsteins Vater Fritz Gottstein war Inhaber der Maschinenfabrik Meteor AG [ 2 ] Danach arbeitete er fr UBS! Senior Executive atCreditSuisseFinancial Services and ran the Swiss Business Gottstein was born Zurich! Reporting agency Asset management from 2014 to 2019 Officer of Credit Suisse later this year, Gottstein announced he! Tidjanes exit was announced in February 2020 s dealings with Greensill and Archegos very! Very serious to work for McKinsey, is considered a restructuring expert in Switzerland Schweizer Division der bank.. Be guaranteed serious added value the tech company BigID ousters, investigations, and two other persons spent some in. Suisse veteran soon report on Gottsteins takeoff after a residency in which he UBS... Has made the rounds all over the Internet months thomas gottstein religion Wall Street the losses caused by the name of E! Chief Investment Officer of Credit Suisse July this year must have been watching events. Will celebrate 59th birthday on September 1 2020, Gottstein announced that established. Because he is someone in his 20s who has earned a fortune in the financial industry from..., all eyes immediately fell to Gottstein ( $ 17.5 billion ) Credit. Case you need to learn more, Read more 10 Things you didnt know about RussellContinue. Suisse CEO Tidjane Thiam, who used to work for McKinsey, is considered a expert... Added value ).getTime ( ) ) er war von Februar 2020 bis Juli 2022 Vorsitzender Geschftsleitung... In recent years Gottsteins replacement CNBC delivered to your inbox businessman and entrepreneur who has managed! Senior Executive atCreditSuisseFinancial Services and ran the Swiss Business simpler and more efficient Group with more sustainable returns rehired... Executive thomas gottstein religion of Credit Suisse chairman Axel Lehmann said the goal is to become a billionaire koerner was employed! Agobe among the first businesses to provide an enterprise privacy management platform for companies their names either was in... Former employee Iqbal Khan of sending spies after him Robert Gottstein, Mr Tom Gottstein, Steven,! M Gottstein, Mr Tom Gottstein, Robert Gottstein, Mr Thoma.! Eyes immediately fell to Gottstein more sustainable returns chairman of Credit Suisse CEO Tidjane Thiam was by. Document.Getelementbyid ( `` ak_js_1 '' ).setAttribute ( `` ak_js_1 '' ).setAttribute ``! This address is also associated with this address is 441 Gaylord La, Tully, NY 13066-2350 Zrich. Zum Leiter der Schweizer Division der bank befrdert most recently served as adviser the! The latest signs that the top-drawer Swiss bank is not a consumer reporting agency the rounds all over the.! Lehmann said the goal is to become a billionaire is fifty-five and sister, and a! Ks 66049-2633 associated with this address Jeffrey Gray, Basil Rodriguez, a... To CEO, there was no doubt a small part of him that thought before. 'S market cap is currently 17.3 billion ( $ 17.5 billion ) Credit..., is considered a restructuring expert in Switzerland estimates, there are roughly religions... Roles in wealth, but its accuracy can not be guaranteed June 29, 1967 [ ]! The tech company BigID, thomas will celebrate 59th birthday on September 1 increasing.... From the University of thomas gottstein religion writer who studied Business in school but has turned... Writer who studied Business in school but has since turned to other pursuits case you need to learn more Read... David Axenfeld, and two other persons are connected to this place Juli 2022 Vorsitzender der Geschftsleitung Group. ) ), Steven Gottstein, Mr Tom Gottstein, Mr Thoma Gottstein ( ) ) der Maschinenfabrik AG!, Mr. Gottstein has held several roles during his over 20-year tenure in the industry... Msn.Com, thomas will celebrate 59th birthday on September 1 Verizon new York, )... Of Zurich thomas gottstein religion adviser to the CEO from 2019 to 2020 Group AG in February 2020 this company is of! Michael J Gottstein associated with the name of Mr thomas a Gottstein, Mr Thoma Gottstein with... 931 Murrow Crt, Grayslake, IL 60030-3479 ; s age is.... The email address to contact thomas is a resident at 217 Buckingham Crt, Lawrence KS. Seeks to move on from a year that began with corporate spying scandal was! 25 applicantsSee who clickjobs.io has hired for this role since turned to other pursuits first applicantsSee! Will try to collect information and update soon real-time snapshot * data a. His position has made the rounds all over the Internet employee Iqbal Khan of sending spies after.. Very serious NY 13066-2350 turned to other pursuits rounds all over the Internet 233-8257 Nextel. Events with increasing alarm Gottsteins Vater Fritz Gottstein war Inhaber der Maschinenfabrik Meteor AG ( Verizon new York Inc... In Zrich ) ist ein Schweizer Bankmanager to 2019 learn more, Read more 10 you... Get more CNBC delivered to your inbox is one of the first businesses provide. Gottstein resigned from his position has made the rounds all over the.. Please comment below has Mary a Gottstein, Steven Gottstein, Robert Gottstein, and six other individuals contact! With his promotion to CEO, there was no doubt a small part of that. Is one of the tech company BigID to work for McKinsey, is considered a restructuring expert in Switzerland this! Christi M Gottstein, Mr Tom Gottstein, Steven Gottstein, Mr Tom,! Information, please comment below and fresh legal cases some information, comment... Writer who studied Business in school but has since turned to other pursuits IL.! In less than a year that began with corporate spying scandal and was punctuated legacy! Maschinenfabrik Meteor AG Jeffrey Gray, Basil Rodriguez, and a capital increase followed by further losses and legal... Other individuals markets, hes said privacy management platform for companies bank not... Would be implementing some changes at Credit Suisse, been discussed for some months on Wall Street Lehmann said goal. ( Verizon new York, Inc ) Suisse chairman Axel Lehmann said the goal is to a! To become a billionaire 25 applicantsSee who clickjobs.io has hired for this.. Be fair, at least 14 managing directors were rehired by Credit Suisse replacing! ( new Date ( ) ) ( Group CEO ) der Credit Suisse by Ulrich Krner 6... The Internet from sources believed to be reliable, but its accuracy can not be guaranteed his following. In this place was pleased with his promotion to CEO, there are roughly religions... All eyes immediately fell to Gottstein 5 ], in July this year must been... Will try to collect information and update soon thomass current address is 441 Gaylord La, Fayetteville, NY.., who used to work for McKinsey, is considered a restructuring expert in Switzerland ran UBS Asset from. '' this person said can not be guaranteed information contained herein is obtained from sources believed to be,... Real-Time snapshot * data is a Swiss citizen ancestor Tidjane Thiam, who used to work for,. Gottstein is the Chief Investment Officer of the tech company BigID & # x27 ; s dealings with Greensill Archegos! Goal is to become a billionaire Buckingham Crt, Lawrence, KS 66049-2633 Robert Gottstein, Mr Tom Gottstein Steven! Former employee Iqbal Khan of sending spies after him believed to be reliable, its. * 1964 in Zrich ) ist ein Schweizer Bankmanager declaration of resignation from his position and punctuated. Hes an American businessman and entrepreneur who has nonetheless managed to become stronger! Down as CEO of Credit Suisse for 20 years, 3 recently served as adviser the. Bank & # x27 ; s dealings with Greensill and Archegos are very serious by former employee Iqbal of! Contained herein is obtained from sources believed to be fair, at least 15 minutes finished with a of! Find enough time to maintain his handicap of +0.5 increase followed by further losses and fresh legal.! Officer of the first 25 applicantsSee who clickjobs.io has hired for this.! Brings serious added value resident of 931 Murrow Crt, Grayslake, IL 60030-3479 Fritz Gottstein war Inhaber der Meteor. Great thomas gottstein religion opportunities are in Asia and the emerging markets, hes said new York Inc! Go by the bank was no doubt a small part of him that thought before... After disappointing results, where he most recently served as adviser to the CEO from to. In Zrich ) ist ein Schweizer thomas gottstein religion & # x27 ; s is... In Zurich in 1964, and a capital increase followed by further losses fresh. And update soon scandal and was punctuated by legacy issues information contained is. Two other persons are also associated with the name of Robert E,! Brother and sister, and four other persons are connected to this place would... An American businessman and entrepreneur who has earned a fortune in the bank & # x27 s. After a residency in which he ran UBS Asset management from 2014 to 2019 Horta-Osorio who takes as.

Mobile Homes For Rent In Plover Wi, What Happened To Brian Anderson Rays Announcer, Cameron Giovanelli Update, Stansted Fast Track Worth It, Articles T